of individual investors. While taxes clearly affect the trading of individual investors, the disposition effect tends to maximize, rather than minimize, an investor's tax bill, since in many markets selling winners generates a tax liability that might be deferred simply by selling a losing, rather than winning, investment. What is Open Access Compliance? The European Commission has published Guidelines to the Rules on Open Access to Scientific Publications and Open Access Research Data in Horizon2020 - the full documentation of the H2020 program is here, while a text summarizing article 29 can be found here.. Under the Horizon2020 regulations, there is a mandate on open access to publications. Significance. The brain's ability to recognize visual categories is guided by category-selective ventral-temporal cortex (VTC). Whether visual experience is required for the functional organization of VTC into distinct functional subregions remains unknown, hampering our understanding of the mechanisms that drive category recognition. The SRB is responsible for the calculation of ex-ante contributions. The National Resolution Authorities (NRAs) are responsible for the collection of contributions and the transfer to the SRF. By 31 January 2016, the NRAs had to transfer ex-ante contributions raised in 2015 under Directive 2014/59/EU (BRRD) to the SRF. Adapted Readers: How Are They Adapted? Simensen, Aud Marit. Reading in a Foreign Language, v4 n1 p41-57 Fall 1987. Presents arguments in favor of using graded readers in the teaching of English as a second language through a review of research regarding text adaptation policies and comparisons All of Dr. Tiller's White Papers are free to read, study and download thanks to your tax deductible donations. Abstract. Despite numerous neuroimaging studies, the tonotopic organization in human auditory cortex is not yet unambiguously established. In this functional magnetic resonance imaging study, 20 subjects were presented