THE ISO PUBLIC PROTECTION CLASSIFICATION (PPO PROGRAM ISO's PPC program evaluates communities according to a uniform set of criteria defined in the Fire Suppression Rating Schedule (FSRS). This criteria incorporates nationally recognized standards developed by the National Fire Protection Association and the American Water Works Association. The Public Protection Classification (PPC) program, is a tool developed by the Insurance Services Office (ISO) for property and casualty insurers to properly assess their risk by rating fire protection services throughout the United States. As a result of revisions to the Insurance Services Office (ISO) Fire Suppression Rating Schedule, the Commissioner of Insurance has recently approved revisions to the Community Mitigation Classification Manual. With this revision, a new Protection Classification 8B is being introduced. Whether protection class 9 or 10 applies is determined by the distance from an available fire hydrant and a fire department that would respond. Nearly all U.S. insurers use ISO's public protection classification in calculating rates for homes. Note, however, that many insurers deviate in some way from the rules of the public protection The Insurance Services Office assigns communities to a specific class within the Public Protection Classification system. This insurance protection class essentially grades the community's level of fire protection services. ISO Protection Classes and Meaning. Document Library - Manuals. Public Protection / Community Mitigation Classifications Eff. Date Arkansas Determine a Community's Public Protection Classification. HIB regularly performs public protection gradings throughout the State of Hawaii. Communities are graded on a scale of 1 to 10 based on their fire suppression capabilities. The results of these gradings are contained in HIB's Public Protection Classification Manual which provides a: The Rhode Island Joint Reinsurance Association (RIJRA) has filed and the Division of Insurance has At this time we are providing you with a complete State Manual including ISO's Rhode Island Exception With the renaming of the Public Protection Classification (PPC) Manual all references The ISO Public Protection Class rating has improved for some sections of Martin County and is applicable to all residents and businesses in unincorporated Martin County effective July 1, 2018. ISO is an independent company that serves insurance companies, communities, fire departments, insurance regulators, and others by providing information about risk. Fire Profecfion Classifications of Homeowners Insurunce by William J. VonSeggern, FCAS For many years the Insurance Services Office (ISO) has classified the Iire protection offered by protection class 2 pure premium to the total statewide average and calculate a relativity of 1.143 (200 protection class manual must be applied to the Community Protection Class to determine the Protection Class of an individual pro